A customer paying by card at a salon checkout counter

HomePaymentsCard processing

Card processing for in-person and online sales.

Accept cards at the counter, online or both. Tell us how you take payments and we'll look at what could help, and review any change with you first.

Start a payments requestWhat we can look at

Or call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

What we can look at

FAQ

Card processing, explained plainly

Who handles a card payment for my business?

Your business works with an acquirer, also called an acquiring bank, merchant bank or card or payment processor, which processes card payments on your behalf.

What is an interchange fee?

A fee the card-issuing bank receives on a card transaction. For debit cards, federal Regulation II sets standards for the interchange fee a large issuer can receive; certain small issuers are exempt.

Can I choose how debit transactions are routed?

Under Regulation II, issuers and networks can’t limit debit transactions to fewer than two unaffiliated networks, or stop a merchant from directing the routing over any network the issuer has enabled.

What is PCI DSS?

The Payment Card Industry Data Security Standard. Being PCI DSS compliant means meeting all of its applicable requirements on a continuous basis.

Will you look at what I pay now?

Yes. Choose “Review my statement” in the form below. We won’t promise you will pay less, and any change is reviewed with you first.

Sources: PCI SSC, Common Payment Systems · Federal Reserve, Regulation II · PCI SSC, Glossary of Payment and Information Security Terms.

How it works

  1. 1

    Tell us what you need

    A few quick questions. It takes about two minutes.

  2. 2

    We review it

    Someone licensed reads every request.

  3. 3

    We reach out

    We talk it through with you. There is no obligation.

Tell us how you take payments.

A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

We won't promise you will pay less, and no one can promise fraud or chargebacks will stop. Any change is reviewed with you first.

If you request a quote, a licensed insurance agent may contact you. We use this only to respond to your request. Please give us an email or a phone number.

You may also need

  • We won't promise you will pay less, and no one can promise fraud or chargebacks will stop. Any change is reviewed with you first.
  • If you request a quote, a licensed insurance agent may contact you.