- Quotes onlineFrom several insurance companies
- Apply onlineStart and sign the application online
- Licensed in CaliforniaInsurance license 6019379
- Questions?Call Wolf: (619) 382-3810
What it is
A smaller policy for funeral and burial costs.
Final expense policies, also known as burial policies, are small life insurance policies that cover or pre-pay a person’s funeral costs.
Final expense life insurance isn’t part of Medicare. It’s a separate life insurance policy.
Things to know
- It can be expensive compared to other types of life insurance.
- Some policies won’t pay the full amount if you die before paying a required amount. Check the policy’s terms before you apply.
- Coverage, price and approval are decided by the insurance company.
- California gives you a free look period to review a new policy and return it.
How it works
- 1
Get quotes
Enter a few details on Wolfcrest’s quote page and see quotes from several insurance companies.
- 2
Apply online
Start the application online and sign it electronically.
- 3
Get help when you want it
Call Wolf at (619) 382-3810 with questions at any point.
Online quote
See quotes and apply online.
See life insurance quotes from several insurance companies and start an application online, on Wolfcrest’s quote page with our life insurance brokerage partner, BackNine.
The quote opens on BackNine’s website, our life insurance brokerage partner. Details you enter there are handled by BackNine and shared with Wolf as your agent. If you request a quote, a licensed insurance agent may contact you.
On Medicare?
This is separate from Medicare.
Final expense life insurance is separate from Medicare. Our Medicare site covers how Medicare works and how to get help.
FAQ
Questions people ask
What does final expense insurance cover?
It’s meant to cover or pre-pay funeral and burial costs.
Is final expense insurance part of Medicare?
No. It’s a separate life insurance policy, not a Medicare plan.
Does it always pay the full amount?
Not always. Some policies won’t pay the full amount if you die before paying a required amount. The policy’s terms say how it works.
Can I return a policy after I buy it?
Yes, within the free look period. In California it's between 10 and 30 days, and at least 30 days for seniors. Your policy states the exact period.
Other types of life insurance
- Term life insuranceCoverage for a set period of time. Most term policies don't build cash value, and the cost of term insurance goes up as you get older if you renew.Learn more and get a quote
- Return of premium term life insuranceA term life policy that refunds part or all of the premiums paid if you outlive the term and no death benefit is paid. These policies tend to cost more because of the possible refund.Learn more and get a quote
- Whole life insuranceDesigned to cover you for your entire lifetime. Part of what you pay builds a cash value, which is often low in the early years and builds later on.Learn more and get a quote
- Universal life insuranceFlexible premiums, including guaranteed universal life and indexed universal life. If the cash value reaches zero, the policy could lapse.Learn more and get a quote
- Long-term care insuranceDesigned to pay or reimburse covered long-term care costs, like help with everyday activities. Medicare doesn't pay for long-term care.Learn more and get a quote
- Accidental death insurancePays a stated benefit if death is caused by an accident. It doesn't cover illness or natural causes, and it isn't a substitute for life insurance.Learn more and get a quote
Sources: Washington State Office of the Insurance Commissioner, life insurance guide · Texas Department of Insurance, life insurance guide · California Department of Insurance, life insurance guide. Coverage, price and approval are decided by the insurance company.
Important information
- If you request a quote, a licensed insurance agent may contact you.
- Insurance: Coverage, price and approval are decided by the insurance company.
- Quotes open on BackNine's website. Details you enter there are handled by BackNine and shared with Wolf as your agent.