- Request a quoteA licensed agent follows up with you
- Coverage we can talk throughProperty, liability, workers’ comp and more
- Licensed in CaliforniaInsurance license 6019379
- Talk to a licensed agent(619) 382-3810
Coverage we can talk through
Which lines apply depends on how your business actually runs.
- Commercial Property & LiabilityProperty coverage for business property that is stolen, damaged or destroyed by a covered peril, plus liability coverage for the business.Ask about it
- Workers' CompensationProvides benefits after an employee’s work-related injury or illness.Ask about it
- EPLIEmployment practices liability. Covers claims such as violating an employee’s civil or other legal rights.Ask about it
- CyberCoverage for losses from data breaches and cyberattacks.Ask about it
Sources: California Department of Insurance, Commercial Insurance Guide; Insurance Information Institute; U.S. Small Business Administration. Coverage, price and approval are decided by the insurance company.
FAQ
Restaurant insurance, explained plainly
Does my restaurant need workers’ comp?
California law requires employers to have workers’ compensation insurance, even if they have only one employee.
What does property and liability insurance cover?
Property coverage for business property that is stolen, damaged or destroyed by a covered peril, plus liability coverage for the business.
What is employment practices liability insurance?
EPLI covers claims such as violating an employee’s civil or other legal rights.
What does cyber insurance cover?
Coverage for losses from data breaches and cyberattacks.
Sources: California Department of Industrial Relations, workers' compensation for employers · California Department of Insurance, Commercial Insurance Guide · Insurance Information Institute, small business insurance basics. Coverage, price and approval are decided by the insurance company.
What to have ready
- The kind of restaurant and where it is
- How many employees you have
- What you have in place now, if anything
What happens next
- Tell us what you need. A few quick questions. It takes about two minutes.
- We review it. Someone licensed reads every request.
- We reach out. We talk it through with you. There is no obligation.
Not sure which coverage you need?
Tell us how the business runs. A licensed agent works through which coverage belongs in the conversation.
Start the conversationImportant information
- If you request a quote, a licensed insurance agent may contact you.
- Insurance: Coverage, price and approval are decided by the insurance company.