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Pet insurance, talked through with you.

Pet insurance can help pay veterinary bills. Call or email us and we'll talk through the options available to you.

Or call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

FAQ

Pet insurance, explained plainly

What is pet insurance?

It works much like health insurance for people, but technically it is a property and casualty policy.

What does it cover?

Plans are usually grouped as accident-only, accident and illness, and wellness coverage. Covered services, exclusions and prices vary by plan.

Are pre-existing conditions covered?

Most pet insurance companies exclude pre-existing conditions and hereditary or congenital conditions.

How are claims paid?

Most policies pay on a reimbursement basis. Some pay a set amount based on the illness or injury, and others reimburse a percentage of what you spent.

Sources: NAIC, Pet insurance. Coverage, price and approval are decided by the insurance company.

What to have ready

  • Your pet's type, breed and age
  • Any health conditions your vet has noted
  • Your ZIP code

What happens next

  1. We talk through what you want covered
  2. We go over the options available to you
  3. If you decide to go ahead, we help you get set up. The insurance company decides coverage and price