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HomeHealth & ACA

Health coverage for you and your family.

Individual and family plans, including ACA plans. If you are turning 65 or already on Medicare, our Medicare site is the better place to start.

Request a health quoteDental & vision quotes

Or call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

Where we can help

Dental & vision

Start with a quote. Get help when you need it.

Enter your zip code and a few details on Wolfcrest’s NCD quote page to see the NCD Dental by MetLife and VSP Vision plans available to you.

Clicking the quote link will take you to my personal enrollment portal on NCD’s website. NCD dental plans are insured by Metropolitan Life Insurance Company. NCD vision plans are insured by VSP. These dental and vision plans are made available to members of the National Wellness & Fitness Association (NWFA). NWFA membership includes access to hearing aid discounts and other wellness benefits. NWFA benefits are not insurance.

GL101926

Get a dental & vision quoteAsk Wolf: (619) 382-3810

Not sure which plan is right for you?

Tell us what is going on and who needs coverage. A licensed agent follows up and talks it through.

Talk it through with us

Turning 65 or on Medicare?

Medicare works differently.

Our Medicare site covers how it works and how to get help.

Medicare: Wolfcrest is not connected with or endorsed by the U.S. Government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 9 organizations which offer 51 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Go to Wolfcrest Medicare

How it works

  1. 1

    Tell us what you need

    A few quick questions. It takes about two minutes.

  2. 2

    We review it

    Someone licensed reads every request.

  3. 3

    We reach out

    We talk it through with you. There is no obligation.

Tell us a little about what you need.

A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

If you request a quote, a licensed insurance agent may contact you. We use this only to respond to your request. Please give us an email or a phone number.

You may also need

FAQ

Health coverage in California, explained plainly

When is open enrollment for Covered California?

Open enrollment runs from November 1 to January 31. If you enroll by December 31, coverage starts January 1. If you enroll in January, coverage starts February 1.

Can I enroll outside open enrollment?

Yes, after a major life change, such as losing job-based coverage, the end of COBRA, marriage or domestic partnership, a birth or adoption, or moving to a new ZIP code. Most of these life changes give you a 60-day window to enroll.

Does California require health coverage?

Yes. Since January 1, 2020, California residents must have qualifying health coverage, get an exemption, or pay a penalty when they file their state tax return.

What is the penalty for not having coverage?

The Franchise Tax Board lists sample amounts for 2025 of $950 for an adult and $475 for a dependent child. The penalty depends on your household size and income.

Can I get help paying for a plan?

Covered California offers financial help, and how much you get depends on your household income and size.

Sources: Covered California, open enrollment · Covered California, special enrollment · Franchise Tax Board, health care mandate.

  • If you request a quote, a licensed insurance agent may contact you.
  • Insurance: Coverage, price and approval are decided by the insurance company.
  • Medicare: Wolfcrest is not connected with or endorsed by the U.S. Government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 9 organizations which offer 51 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.