- Request a quoteA licensed agent follows up with you
- Every plan coversTen essential health benefits
- Licensed in CaliforniaInsurance license 6019379
- Talk to a licensed agent(619) 382-3810
What every plan includes
Every plan is different. Your agent walks you through what yours includes before you decide.
- Essential health benefitsOutpatient care, emergency services, hospitalization, maternity and newborn care, mental health services, prescription drugs and more.
- Pre-existing conditionsA plan can’t reject you, charge you more or refuse to pay for essential health benefits because of a condition you had before coverage began.
- For you or your familyOne plan for you and your family.
FAQ
ACA plans, explained plainly
What do ACA plans cover?
All Marketplace plans cover ten essential health benefits, including outpatient care, emergency services, hospitalization, maternity and newborn care, mental health services, prescription drugs, lab services, preventive care and pediatric services.
Can I be turned down for a pre-existing condition?
No. A Marketplace plan can’t reject you, charge you more, or refuse to pay for essential health benefits for a condition you had before your coverage started. Once you’re enrolled, the plan can’t deny you coverage or raise your rates based only on your health.
Is there an option for younger people?
Catastrophic plans, where available, are offered to people under 30 and to people who qualify for a hardship or affordability exemption.
When can I enroll?
Open enrollment runs from November 1 to January 31. If you enroll by December 31, coverage starts January 1. If you enroll in January, coverage starts February 1. Yes, after a major life change, such as losing job-based coverage, the end of COBRA, marriage or domestic partnership, a birth or adoption, or moving to a new ZIP code. Most of these life changes give you a 60-day window to enroll.
Sources: HealthCare.gov, What Marketplace health insurance plans cover · HealthCare.gov, Pre-existing conditions · HealthCare.gov, Health plan categories · Covered California, open enrollment · Covered California, special enrollment. Coverage, price and approval are decided by the insurance company.
How it works
- 1
Tell us what you need
A few quick questions. It takes about two minutes.
- 2
We review it
Someone licensed reads every request.
- 3
We reach out
We talk it through with you. There is no obligation.
Get an ACA plan quote.
A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.
Thank you, we have your request.
Someone from our team will get back to you. If it is urgent, call (619) 382-3810.
Important information
- If you request a quote, a licensed insurance agent may contact you.
- Insurance: Coverage, price and approval are decided by the insurance company.