- Quotes onlineFrom several insurance companies
- Talk it through firstCall Wolf: (619) 382-3810
- Licensed in CaliforniaInsurance license 6019379
- Independent insurance agencyBased in San Diego
Explore life insurance options
The main types, in plain terms. See quotes online for any of them, or talk it through with Wolf first.
- Term life insuranceCoverage for a set period of time. Most term policies don't build cash value, and the cost of term insurance goes up as you get older if you renew.Learn more and get a quote
- Return of premium term life insuranceA term life policy that refunds part or all of the premiums paid if you outlive the term and no death benefit is paid. These policies tend to cost more because of the possible refund.Learn more and get a quote
- Whole life insuranceDesigned to cover you for your entire lifetime. Part of what you pay builds a cash value, which is often low in the early years and builds later on.Learn more and get a quote
- Universal life insuranceLets you choose a flexible premium pattern, as long as you pay enough to keep the policy in force. If the cash value reaches zero, the policy could lapse.Learn more and get a quote
- Guaranteed universal life insuranceKeeps the policy in effect even if your premiums don't cover the cost of insurance, as long as you pay your premiums on time.Learn more and get a quote
- Indexed universal life insuranceA universal life policy that follows a set stock index, such as the S&P 500. Fees affect its values, and illustrations are projections, not promises.Learn more and get a quote
- Final expense life insuranceSmaller policies meant to cover funeral and burial costs. They can be expensive compared to other life insurance, and some won't pay the full amount if you die before paying a required amount.Learn more and get a quote
- Accidental death insurancePays a stated benefit if death is caused by an accident. It doesn't cover illness or natural causes, and it isn't a substitute for life insurance.Learn more and get a quote
- Long-term care insuranceDesigned to pay or reimburse covered long-term care costs, like help with everyday activities. Medicare doesn't pay for long-term care.Learn more and get a quote
Sources: California Department of Insurance life insurance and long-term care guides; NAIC Life Insurance Buyer's Guide and NAIC consumer insurance topics; Texas Department of Insurance; Washington Insurance Commissioner; FINRA; Medicare.gov. Quotes open on BackNine's website. Coverage, price and approval are decided by the insurance company.
Online life insurance quote
See quotes and apply online.
See life insurance quotes from several insurance companies and start an application online, on Wolfcrest’s quote page with our life insurance brokerage partner, BackNine.
The quote opens on BackNine’s website. Details you enter there are handled by BackNine and shared with Wolf as your agent. Prefer to talk it through first? Call Wolf or use the short form below.
Not sure which policy is right for you?
Term or permanent, and how much. Tell us roughly what you are thinking and we will talk it through.
Talk it through with usFAQ
Life insurance questions
Can I get life insurance quotes online?
Yes. Wolfcrest’s quote page lets you see quotes from several insurance companies and start an application online. Coverage, price and approval are decided by the insurance company.
What's the difference between term and whole life insurance?
Term life insurance covers a set period of time, and most term policies don't build cash value. Whole life insurance is designed to cover you for your entire lifetime, and part of what you pay builds cash value.
Does Medicare pay for long-term care?
No. Medicare doesn't pay for long-term care.
Can I return a policy after I buy it?
Yes, within the free look period. In California it's between 10 and 30 days, and at least 30 days for seniors. Your policy states the exact period.
How it works
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Someone licensed reads every request.
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We reach out
We talk it through with you. There is no obligation.
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A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.
Thank you, we have your request.
Someone from our team will get back to you. If it is urgent, call (619) 382-3810.
Important information
- If you request a quote, a licensed insurance agent may contact you.
- Insurance: Coverage, price and approval are decided by the insurance company.
- Quotes open on BackNine's website. Details you enter there are handled by BackNine and shared with Wolf as your agent.