Three white box trucks parked side by side at a loading dock

HomeBusiness financingFleet and equipment financing

Financing for the trucks and equipment you run on.

Trucks, vans and the equipment your business depends on. Tell us what you need and we'll talk through options that may fit.

Start a financing requestSee all financing

Or call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

FAQ

Fleet and equipment financing, explained plainly

How does equipment financing work?

A business uses a loan or a lease to buy or lease the equipment it needs, instead of paying with business or personal funds. The equipment itself serves as collateral.

Can a newer business use equipment financing?

The OCC describes equipment financing as an option for start-up businesses as well as established ones, because the equipment secures the loan. The lender still makes the decision.

Can an SBA loan be used for equipment?

Yes. SBA 7(a) loans can be used for machinery and equipment, as well as working capital and other business needs. The maximum 7(a) loan amount is $5 million.

What about smaller amounts?

SBA microloans go up to $50,000 through nonprofit intermediary lenders, and can be used for machinery or equipment, among other things.

What do I need to start a request?

Your business name, your name, a ZIP code and an email or phone number, plus a few quick answers about the amount, the kind of business and how long it has been operating. We don’t ask for Social Security numbers or run a credit check through the form.

Sources: OCC, Small Business Road Map to Financial Resources · U.S. Small Business Administration, 7(a) loans · U.S. Small Business Administration, microloans.

What to have ready

  • What you want to finance, and roughly how much
  • What kind of business it is
  • How long the business has been operating

What happens next

  1. Tell us what you need. A few quick questions. It takes about two minutes.
  2. We review it. Someone licensed reads every request.
  3. We reach out. We talk it through with you. There is no obligation.
Start a financing requestCall (619) 382-3810

How it works

  1. 1

    Tell us what you need

    A few quick questions. It takes about two minutes.

  2. 2

    We review it

    Someone licensed reads every request.

  3. 3

    We reach out

    We talk it through with you. There is no obligation.

Tell us what you need to finance.

A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

Financing is subject to each lender's review and approval. We do not ask for Social Security numbers or run a credit check through this form.

If you request a quote, a licensed insurance agent may contact you. We use this only to respond to your request. Please give us an email or a phone number.

You may also need

  • Financing is subject to each lender's review and approval.
  • If you request a quote, a licensed insurance agent may contact you.