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HomeHome insurance

Protect the home you’ve built.

Tell us about your home and what you want covered. A licensed agent follows up with you and talks it through.

Request a home quote

Or call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

What a homeowners policy usually covers.

Every policy is different. Your agent walks you through what yours includes and what it costs before you decide.

  • DwellingPays for damage to the house and attached structures.
  • Other structuresPays for damage to structures not attached to the house, like fences and sheds.
  • Personal propertyPays the value of damaged or lost possessions, like furniture, electronics and clothing.
  • Loss of usePays some additional living expenses while your home is being repaired.
  • LiabilityCovers financial losses from property damage and injuries to others, if you are found legally responsible.
  • Flood and earthquakeUsually separate. Flood coverage is a separate policy, and earthquake coverage is an add-on or a separate policy.

Source: NAIC consumer insurance topics: homeowners insurance. Coverage, price and approval are decided by the insurance company.

Not sure what coverage you need?

Tell us what you want covered. A licensed agent follows up and talks it through.

Request a home quote

How it works

  1. 1

    Tell us what you need

    A few quick questions. It takes about two minutes.

  2. 2

    We review it

    Someone licensed reads every request.

  3. 3

    We reach out

    We talk it through with you. There is no obligation.

Request a home quote

A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

If you request a quote, a licensed insurance agent may contact you. We use this only to respond to your request. Please give us an email or a phone number.

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