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HomeHealth & ACAIndividual & family health

Individual and family health insurance.

Coverage for you, or you and your family, when it doesn’t come through a job. Tell us what’s going on and a licensed agent follows up.

Request a quoteWho it’s for

Or call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

Who it’s for

Every plan is different. Your agent walks you through what yours includes before you decide.

  • Just youCoverage for just you.
  • You and your familyOne plan for you and your family.
  • Leaving a jobOptions when job-based coverage ends.
  • Self-employedIndividual or family coverage when you work for yourself.

FAQ

Individual & family health, explained plainly

I’m losing my job-based coverage. Can I enroll now?

Yes. Losing job-based coverage, through a layoff or reduced hours, is a qualifying life event. Most life changes give you a 60-day window to enroll from the date of the event, and for a loss of coverage you can apply up to 60 days before it to avoid a gap.

What about when COBRA ends?

The end of COBRA coverage is also a qualifying life event, so it opens a window to enroll.

I’m self-employed. Which income do I use?

You estimate your net self-employment income for the year you’re getting coverage, not last year’s income.

What other life changes let me enroll?

A birth, adoption or foster care placement, marriage or domestic partnership, moving to a new ZIP code or to California, and aging out of a parent’s plan at 26 are among the most common.

When is open enrollment?

Open enrollment runs from November 1 to January 31. If you enroll by December 31, coverage starts January 1. If you enroll in January, coverage starts February 1.

Sources: Covered California, special enrollment · HealthCare.gov, Self-employed coverage · Covered California, open enrollment. Coverage, price and approval are decided by the insurance company.

How it works

  1. 1

    Tell us what you need

    A few quick questions. It takes about two minutes.

  2. 2

    We review it

    Someone licensed reads every request.

  3. 3

    We reach out

    We talk it through with you. There is no obligation.

Get an individual or family health quote.

A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

If you request a quote, a licensed insurance agent may contact you. We use this only to respond to your request. Please give us an email or a phone number.

You may also need

  • If you request a quote, a licensed insurance agent may contact you.
  • Insurance: Coverage, price and approval are decided by the insurance company.