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Personal cyber and identity theft insurance.

Help recovering if someone steals your identity, from a case manager to restoring your credit. Tell us what you need and a licensed agent follows up.

Or call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

What it covers

Every policy is different. Your agent walks you through what yours includes before you decide.

  • Case managementA consumer fraud specialist or case manager assigned to work through the recovery with you.
  • RestorationHelp reclaiming your identity and restoring your credit, and replacing government-issued IDs.
  • ReimbursementAttorney’s fees and administrative fees and expenses, depending on the policy.

FAQ

Personal cyber, explained plainly

What is identity theft?

Someone using your personal, financial or health information, such as a Social Security number or bank account number, to impersonate you, usually to steal.

Doesn’t my homeowners or renters policy cover it?

Homeowners and renters policies may provide a limited amount of protection for loss of cash or credit cards. Identity theft coverage is aimed at the cost and work of recovering.

What can identity theft coverage include?

Policies vary by insurer and by state. Coverage and services may include a fraud specialist or case manager, replacing government IDs, help with judgments or charges caused by the impostor, resolution services to restore your credit, and reimbursement of attorney’s and administrative fees.

How long does recovery take?

Depending on the damage, recovering, including getting credit records corrected, can take anywhere from a few weeks to several years.

How do thieves get information?

Through lost or stolen wallets and devices, calls asking for personal details, phishing emails and texts, card skimming, and even mail theft.

Sources: Insurance Information Institute, Identity theft insurance · NAIC, Identity Theft. Coverage, price and approval are decided by the insurance company.

How it works

  1. 1

    Tell us what you need

    A few quick questions. It takes about two minutes.

  2. 2

    We review it

    Someone licensed reads every request.

  3. 3

    We reach out

    We talk it through with you. There is no obligation.

Get a personal cyber quote.

A licensed agent reviews your request and gets back to you. Prefer to talk? Call (619) 382-3810, Monday to Friday, 8:30am to 5pm Pacific.

If you request a quote, a licensed insurance agent may contact you. We use this only to respond to your request. Please give us an email or a phone number.